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1% Conforming Purchase

Get a low down payment, a great rate and a head start on your equity.  This program is designed to help responsible buyers purchase a home with limited funds.  This is 1% down on conventional loans with a 2% equity boost!

Program highlights include:

  • Clients pay 1%, gift funds of 2% supplied to client, giving borrowers 3% equity at closing
  • 700+ FICO, 43% max DTI
  • Great low rates
  • Close in 30 days or less
  • Available with no monthly Mortgage Insurance

Income limits required by property address.  Please click on the Fannie Mae Look Up Tool and/or the Freddie Mac Look Up Tool to verify the maximum income allowed to qualify for the program.



1st Rate Mortgage Services, LLC NMLS #216585
327 Dahlonega St., Suite 104 B, Cumming, GA  30040
Office:  (470) 839-8777
Copyright © 2018 1st Rate Mortgage Services, LLC
A Georgia Residential Mortgage Licensee #32549
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