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Conforming 600+ Score

Conforming Loans are Fannie Mae or Freddie Mac Insurable Mortgages.  Up to 97% LTV for primary residence SFR with 600 minimum Fico.

Available for: Purchase
No Cash-Out Refinance
Cash-Out Refinance


8 to 30 years and Any term in between - Fully Amortizing.

Eligible Borrowers: U.S. Citizens, Permanent Resident Alien, Non-Permanent Resident Alien
Residence Types: Primary residence (owner occupied)
1-4 unit single family
FNMA approved condos (spot approval allowed) and PUDs Manufactured housing
2nd / vacation homes
Non-Owner occupied - Investment properties
Ineligible Property: 5 unit properties or more
Non-Approved and non-warranty condos
Co-ops, Condotel and lodging units
Single-wide manufactured homes

Loan Amount:

$417,000 for Conforming. 


LTV: (Standard Primary Residence)

97% for Purchase
97% for Rate / Term refinance
80% for Cash Out refinance

FICO: 600 +
Mortgage Insurance: Standard MI coverage required over 80% LTV for single premium (MI buy out) or monthly


1st Rate Mortgage Services, LLC NMLS #216585
327 Dahlonega St., Suite 104 B, Cumming, GA  30040
Office:  (470) 839-8777
Copyright © 2018 1st Rate Mortgage Services, LLC
A Georgia Residential Mortgage Licensee #32549
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