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So They Say: Ben Bernanke Talks Refinancing Troubles, AIG and Other Hard …
Ben Shalom Bernanke, who ended his tenure as chairman of the Federal Reserve in February, recently told a conference moderator in Chicago that he is unable to refinance his home mortgage due to the fact that most of his income comes from 1099 …

Rising Mortgage Tide Won't Lift Banking Boats
Meanwhile, the government has been working to boost the mortgage market. Fannie Mae and Freddie Mac announced they would buy loans with just 3% down payments. And the Federal Housing Finance Agency proffered an olive branch to banks on rules …

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NOT ALL RATES ARE CREATED EQUAL!  ALL rates are dependent on each of the following loan factors: loan amount, loan-to-value, occupancy status, loan term, credit score, whether you want to pay all, some or no closing costs, special loan feature buyouts (such as waiving escrows or requesting cash out) and whether you are purchasing or refinancing a home.  If you do not factor in all of these items when inquiring about a rate, you could be getting set up for a misleading rate quote.  Just comparing online rates with no human interaction is where the inaccuracy can begin.  Either way, the rates you see online will most likely be higher or lower than the rate you decide to lock in.  Call us to speak with a live person who can give you an accurate rate quote based on your specific loan details.

We invite you to browse through our web center and take advantage of the various tools we have available to help you in your search for knowledge and advice about obtaining a new mortgage.  We hope you utilize our easy, convenient, online Rate Table for live rate comparisons.  For a more personal experience, contact us for assistance by one of our experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home? Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.
Applying for a loan? Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Remodeling your home? If you are planning on remodeling your home - be it a kitchen, bathroom or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

 

   

 

1st Rate Mortgage Services, LLC NMLS #216585
22 Whipporwill Lane SE, White, GA  30184
Office:  (770) 334-8451 Ext. 101
info@1stRateMtg.com
Copyright © 2014 1st Rate Mortgage Services, LLC
National Mortgage Licensing System & Registry (NMLS) #771904
Residential Mortgage Licensee in FL & GA
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